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Cheque - Wikipedia, the free encyclopedia
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Cheque
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A Canadian cheque
A South Korean cheque, where the payee and signature are on the reverse side
An English cheque from 1956 having a bank clerk's red mark verifying the signature, a two-pence stamp duty, and holes punched by hand to cancel it. This is a "crossed cheque" disallowing transfer of payment to another account.
A cheque (or check in that orders a payment of money from a bank account. The person writing the cheque, the drawer, usually has a
current account (British and HK), or
checking account (US), or
chequing account (CAN) where their money was previously deposited. The drawer writes the various details including the money amount, date, and a payee on the cheque, and signs it, ordering their
bank, known as the drawee, to pay that person or company the amount of money stated.
Cheques are a type of
bill of exchange and were developed as a way to make payments without the need to carry large amounts of
gold and
silver. While
paper money evolved from
promissory notes, another form of negotiable instrument, similar to cheques in that they were originally a...
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