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Amortization aus Wikipedia. Zum Beitrag

Amortization - Wikipedia, the free encyclopedia a.new,#quickbar a.new{color:#ba0000} /* cache key: enwiki:resourceloader:filter:minify-css:5:f2a9127573a22335c2a9102b208c73e7 */ Amortization From Wikipedia, the free encyclopedia Jump to: , Look up amortise in Wiktionary, the free dictionary. Amortization (or amortisation) is the process of decreasing, or accounting for, an amount over a period. The word comes from Middle English amortisen to kill, alienate in mortmain, from Anglo-French amorteser, alteration of amortir, from Vulgar Latin admortire to kill, from Latin ad- + mort-, mors death. When used in the context of a home purchase, amortization is the process by which your loan principal decreases over the life of your loan. With each mortgage payment that you make, a portion of your payment is applied towards reducing your principal and another portion of your payment is applied towards paying the interest on the loan. An amortization table shows this ratio of principal and interest and demonstrates how your loan's principal amount decreases over time. Amortization is generally known as depreciation of intangible assets of a firm.

Applications of amortization

Amortization (business), the allocation of a lump sum amount to different time periods, particularly for loans and other forms of finance, including related interest or other finance charges. Amortization schedule, a table detailing each periodic payment on a loan (typically a mortgage), as generated by an amortization calculator. Negative amortization, an amortization schedule where the loan amount actually increases through not paying the full interest Amortized analysis, analyzing the execution cost of algorithms over a sequence of operations. Amortization of capital expenditures of certain assets under accounting rules, particularly mehr

Amortization aus Wikipedia. Zum Beitrag